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A Savvy Business Owner’s Checklist for Cyber Insurance Coverage
Posted: October 19, 2021
A Savvy Business Owner’s Checklist for Cyber Insurance CoverageAny business that uses computer technology today has to deal with cyber risk. Ransomware attacks are on the rise, and small and medium businesses are being targeted more than ever. With the shift to more people working from home in 2020, cybercriminals are taking advantage of the opportunity to exploit remote workers. Cyber insurance may be essential for a business of any size. The following...
Life Insurance and Health Conditions: A Deal Breaker?
Posted: October 19, 2021
Life Insurance and Health Conditions: A Deal Breaker?Three Things to Keep in Mind If you’re interested in purchasing life insurance, you should consider the following: Never assume a health condition automatically disqualifies you from obtaining life insurance. Sure, maybe your health is less than perfect but you may be eligible for coverage, so always check with a licensed insurance agent to be sure. Always be honest about your medical history. Failing to...
Millennials and Home Insurance
Posted: October 16, 2021
Millennials and Home InsuranceMore millennials are buying homes these days, as opposed to renting. By the end of 2018, this generation represented 45% of all new home mortgages, as stated in a Housing Wire article. One thing is certain, whether renting or purchasing a condo or a house, millennials need home insurance to protect them against damage to or loss of their property and against liability. Renters Insurance Your...
Can Life Insurance Cover Student Loan Debt?
Posted: October 13, 2021
Can Life Insurance Cover Student Loan Debt?What Happens To Your Student Loans If You Pass Away? The short answer: It depends on the type of loans you have. Federal loans: Loans issued directly to a person through the U.S. Department of Education are discharged (“forgiven”) upon that person’s death, once the required documentation is submitted. Read more specifics about federal student loans at StudentAid.gov. Parent PLUS loans: As a type of...
Don’t Let These Common Myths Scare You Away from Life Insurance
Posted: October 7, 2021
Don’t Let These Common Myths Scare You Away from Life InsuranceMost people need life insurance. Not having it could be devastating to your family’s financial future in case the worst should happen. Life insurance is a complex, frequently misunderstood subject, surrounded by a multitude of myths. These myths can be dangerous if they scare you away from purchasing the life insurance coverage you need. Common Life Insurance Myths Debunked If You Are Young and Single,...